MB WAY Payments
Unlimited, convenient, and instant.

More than 5 million Portuguese people use MB WAY, 33% say it’s their favorite method, and it’s the second most used payment method, right after Multibanco. It’s convenient, simple, fast, and an excellent way to increase your website’s sales. So, what are you waiting for to start accepting MB WAY payments?

Advantages of generating MB WAY payments

✓ Connect with a younger audience

Engage younger customers who rank MB WAY as their favorite payment method. If your target audience is between 18 and 34 years old, accepting MB WAY online payments is essential.

✓ Increase your conversion rate

Provide a fast and convenient shopping experience. It’s so easy to complete an MB WAY payment reference on a smartphone that the customer barely has time to change their mind. That’s why it has a very high conversion rate.

✓ Start generating MB WAY references automatically

Integrate Eupago with your online store or invoicing software to automatically create MB WAY entity and references. When the customer pays, the order or invoice is automatically marked as paid without having to check your bank statement.

✓ Process refunds quickly

Access the Eupago back office to issue MB WAY payment refunds easily. The amount is refunded to the same MB WAY number used at checkout.

Frequently Asked Questions about MB WAY payments

How can I create an MB WAY entity and reference with Eupago?

If you have an online store, simply integrate Eupago’s plugin or app with your e-commerce software — whether Shopify, WooCommerce, PrestaShop, Adobe Commerce (Magento), or Jumpseller. Your customers will then be able to choose MB WAY payment at checkout.

If you don’t have an online store, you can create an MB WAY entity and reference directly in your Eupago client area. After generating the MB WAY reference, the customer will receive a notification on their MB WAY app and has 5 minutes to complete the payment.

Another option is to direct your customers to Pay by Link. This link takes the customer to a checkout where they can choose their favorite payment method, including MB WAY. You can send the link by email, private message, or SMS. You can also customize the link with your logo.

Once I create the MB WAY reference, when will I receive the payment from Eupago?

After creating the MB WAY reference, the customer has 5 minutes to pay. However, you will only receive the funds in your bank account on the next business day, along with the other payments received that day. Please note that Eupago is a payment institution supervised by the Bank of Portugal, so you can be confident that your money is safe.

What are the commissions for MB WAY payments?

Eupago’s commissions are automatically deducted from the transaction amount. So, you only pay when the customer uses the reference and completes the MB WAY payment.
For MB WAY entity and reference payments, our fee is €0.07 + 0.7% of the total amount.
For example, if you receive a €10 payment via MB WAY reference, we will transfer €9.72 to your account. Eupago’s pricing is completely transparent and available [here].

Why choose Eupago instead of other MB WAY payment gateways?

We know there are other companies that allow automatic MB WAY payment generation. However, at Eupago, we do more than just create MB WAY references. Over time, we’ve introduced improvements that set us apart from other MB WAY and Multibanco reference providers.

One of our key advantages is the ability to process MB WAY payment refunds. We also offer a failover system (notification when payment is missing, allowing the customer to choose another payment method) and dozens of integrations with e-commerce and invoicing software.

In addition, when you sign up with Eupago, you gain access to more payment methods. If one day you want to offer more payment options to your customers, such as Multibanco, credit card, direct debit, Payshop, or installment payments, you can activate them easily in your back office. As your business grows, we grow with you.

How can I process MB WAY payment refunds?

With Eupago, refund management is easier. Simply log into your Eupago back office, select the payment, and choose the “refund” option. We then process the refund to the same number used for the original purchase. Simple and fast — convenient for both you and your customer.

All the payment methods your customers use,

with the ease your business wants.

1. Apple Pay
2. Bizum | Sell more and better in Spain with Eupago
3. Bizum
4. Cofidis Pay
5. Direct debit
6. Multibanco
7. PIX
8. Paysafecard
9. Payshop
10. Visa and Mastercard