Split Pay on the Eupago Gateway:
the solution for splitting payments.

Simplify administrative processes without compromising the customer experience. With split pay on Eupago’s payment gateway, it’s easy to distribute payments among multiple merchants and pay commissions automatically.

How does split pay work?

With split pay, the customer makes a single payment covering multiple purchases or services, but the amount is automatically distributed to different merchants and suppliers. For example: imagine your website allows customers to book local accommodations, rent a car, and reserve other experiences. Using split pay on Eupago’s gateway, the customer pays for everything at once, but the payment is automatically split among the respective suppliers.

How it works:

1. The buyer adds multiple items to their cart.

2. Makes a single payment via Eupago’s gateway.

3. Eupago distributes the amount to all the merchants.

Does split pay make sense for your business?

➜ Online stores

If your store gathers products from various merchants, split pay improves the user experience by enabling a single payment and simplifies payment management for each supplier.

➜ Marketplaces

The perfect use case! The marketplace collects the full payment, keeps its commission, and transfers the remaining amount to the vendor — no extra fees for the seller.

➜ Commissions

Ideal for automatically paying commissions to business referrers. Common in insurance, real estate, and referral campaigns where existing customers bring in new ones.

➜ Affiliates/Partners

Pay a percentage of sales to partners like influencers. If sales are linked to a promo code, split pay can automate partner payments.

Take Tipme as an example

Tipme allows users to tip their favorite content creators using local payment methods like MB WAY in Portugal. Tipme uses Eupago to collect payments and automatically transfer funds to each creator — maintaining the privacy of the supporter.

All the advantages of split pay on Eupago’s payment gateway

✓ Automatic

Amounts are automatically divided. Each vendor or affiliate receives their share, with the agreed percentage and gateway fee already deducted.

✓ Fast

No waiting for manual transfers. Payments are faster and more efficient.

✓ Refunds

Refunds are available for MB WAY and Visa/Mastercard payments. For Multibanco, refunds can be processed using the customer’s IBAN.

✓ Flexible

Customers can choose their preferred method: Multibanco, MB WAY, or Credit Card — boosting your conversion rate.

✓ Secure

Eupago complies with PSD2 standards and ensures all payments are secure and encrypted.

✓ Informative

Your Eupago back office provides detailed sales data — helping you identify top-performing vendors and affiliates.

✓ Confidential

Split pay keeps data private. Vendors only see their payment amounts — not customer details or card numbers.

✓ International

Combine Portugal’s most popular payment methods (Multibanco and MB WAY) with Credit Cards for international buyers. Best of all, commission rates remain the same regardless of country!

How to configure split pay on the Eupago gateway

1. Merchants provide their IBANs

Funds will be credited directly to each merchant’s account.

2. Set each merchant’s percentage

Define the revenue share for each participant.

3. Choose payment timing

Decide whether sellers are paid immediately or after order fulfillment.

4. No worries about Eupago’s commission

Eupago’s fee is automatically deducted from the final payout.

Easy for your customers, even easier for you.

Avoid unnecessary complications and paperwork.

Get started with split pay on Eupago’s payment gateway today!

1. Buy Now Pay Later
2. Pay by Link
3. Punctual payments
4. Recurring payments