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When paying is as easy
as unlocking
your phone

Digital payment methods for ecommerce -
fast, secure, and contactless.

Learn more
Europix payment system illustration Europix payment system illustration SAIBA MAIS

Apple's payment system for iPhone, Apple Watch, iPad, and Mac

Google's payment system compatible with Android devices.

WHAT IS IT?

Apple Pay and Google Pay
for Businesses

Technology that simplifies payments and accelerates sales.

Google Pay and Apple Pay are digital wallets that allow you to make online or in-person payments with smartphones, tablets, and smartwatches.

They are modern, secure digital payment methods ideal for ecommerce and businesses looking for fast checkout solutions without the need to manually enter data.

Main features:

Online payments

Bank card storage

Biometric authentication (Face ID, Touch ID, or passcode on iPhones, fingerprint or PIN on Android)

Data tokenization - the actual card number is never shared

Available in multiple countries and banks

PIX Payment
ADVANTAGES

More conversions. Less friction.
Zero complications.

PIX Payment

Accepting payments with Apple Pay and Google Pay brings real benefits to your business:

Faster checkouts

Higher conversion rates, especially on mobile

Fewer cart abandonments, without entering data

Greater security, with tokenization and strong authentication

SCA (Strong Customer Authentication) compatibility

Brand enhancement, through the use of modern and reliable methods

How it works?

So simple it seems like magic - but it's technology

Eupago's payment process with these digital wallets is very straightforward:

The customer selects Google Pay or Apple Pay at checkout

The digital wallet is activated on the device

The customer authenticates with Face ID, Touch ID, PIN, or fingerprint

A token is generated and sent to Eupago

Eupago processes the payment with the bank

The transaction is approved in seconds

A smooth, intuitive, and secure shopping experience!

PIX Payment
Who is it for?

Modern businesses deserve
payments that are up to par.

PIX Payment

Integration with Google Pay and Apple Pay is ideal for any merchant who prioritizes fast checkouts and wants to offer innovative and secure payment methods.

Examples of businesses that can benefit from these digital wallets:

Online stores (fashion, technology, cosmetics)

Mobile apps (transportation, delivery, reservations)

Tickets and events (cinemas, shows, transportation)

Restaurants and supermarkets with online ordering

Digital services (SaaS, online courses, streaming)

How to integrate Apple Pay and Google Pay into your online store?

Eupago offers several integration options tailored to your business type and platform.

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API:

Available

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WooCommerce/WordPress:

Available from July 31st

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PrestaShop:

Available from August 7th

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Magento:

Available from August 21st

`
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Shopify (Native APP):

Coming soon

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Restantes Plugins:

Coming soon

Learn more

Ready to modernize
your checkout?

Accept Google Pay and Apple Pay at your business.

FAQs GOOGLE PAY & APPLE PAY

Still have questions?

If the information provided isn't sufficient to answer your questions, please contact Eupago Customer Support. Our team is available to help and provide the answers you need.

TECHNICAL INTEGRATION

Generally, no. Activation of the methods may only require acceptance of additional terms, without altering the main contract.

Apple Pay works on Apple devices (iPhone, iPad, Mac). Google Pay works on Android devices. Each method appears automatically to customers with compatible devices.

Yes. It is not mandatory to have an app; you can accept these payment methods directly on your website.

COSTS AND FEES

Fees are similar to card payments (Visa, Mastercard). Eupago's gateway charges these fees, with no additional costs from Apple or Google.

No. The fees follow the same conditions applied to card payments. Check with Eupago's gateway for exact rates.

Yes, fees may vary depending on the type of card used (Visa, Mastercard, debit, credit), but not due to the use of Google Pay or Apple Pay itself.

The fees are charged by Eupago's payment gateway. Apple and Google do not charge merchants directly.

SECURITY

Yes. Both methods use tokenization and biometric authentication (Face ID, Touch ID), offering superior security to physical cards.

Liability follows the same rules as card payments. Generally, with strong authentication, the risk is low and there is fraud protection.

Biometric authentication on the customer's device (or PIN) ensures the transaction is authorized by the cardholder.

Yes. As these are card payments, they are subject to the same chargeback protection rules defined by Visa/Mastercard.

CONVERSION AND CUSTOMER EXPERIENCE

Yes. They eliminate the need for manual data entry, speeding up checkout and reducing abandonment.

Adoption is growing rapidly in Portugal. Most users are already familiar with or recognize the logos at checkout.

The buttons appear automatically on compatible devices once the payment methods are configured. The design follows Apple and Google standards.

Yes, you must follow Apple and Google's visual guidelines, but formal approval is not required if using an official integration (e.g., Eupago gateway plugin).

REACH AND AUDIENCE

The number is growing, especially among users with recent smartphones. It is estimated that over 20% of iPhone and NFC-enabled Android users already have these methods active.

Yes, as long as the customer's bank supports Apple Pay or Google Pay. Most major banks are already compatible.

Yes. As long as they have a compatible card and the method activated, they can pay with Apple Pay or Google Pay.

Yes, provided the bank issues corporate cards compatible with Apple Pay or Google Pay.

POST-SALES AND RECONCILIATION

Transactions are identified as card payments and may have an additional identifier (Apple Pay/Google Pay). They are visible in the gateway dashboard.

Yes. All relevant information for reconciliation and control will be available, as with any other card payment.

It follows the same process currently used for cards. Transactions can be exported or integrated into accounting software.

Yes. Refunds work the same way as traditional card refunds, directly from Eupago's gateway back office.

REQUIREMENTS

No. All relationships with Apple and Google are managed by your Eupago gateway or PSP. There is no need to negotiate directly with them.

Formal approval is not required, but you must follow official branding and interface guidelines when displaying the buttons.

Do you have any questions or do you need help?

Contact our services at Porto or Lisbon

(*) +351 22 206 1597

(*) Call at the cost of the national fixed phone line

Lisboa

Avenida Prof. Dr. Cavaco Silva,
Edifício Qualidade B1, 2A
2740-122 Porto Salvo, Portugal

Porto

Praça Artur Santos Silva, 74 4200-534 Porto, Portugal

Madrid

Cost.ª de los Desamparados, 2 28014 Madrid, España
Logos in Eupago
©2014-2025 Eupago
Eupago - Payment Institution, Lda., Institution supervised by and registered with the Bank of Portugal under the number 8709 with the taxpayer number 513212744 and with a share capital of 1,000,000.00 €